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Note on the English language

Company profile

HypoVereinsbank is part of UniCredit, a pan‑European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe.

Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe.

We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best‑in‑class expertise and scalable solutions across all markets.

Our integrated model combines local proximity, deep client understanding and Group‑wide capabilities, enabling seamless service and outstanding client experience.

Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long‑term value for clients, communities, employees and shareholders.

Zwei moderne Hochhäuser mit gebogenen Glasfassaden vor blauem Himmel und wenigen Wolken, eines mit UniCredit-Schriftzug.

Pan-European Commercial Bank:

Our group acts as "One Team" across all of our countries and business divisions, providing central support with local excellence in order to turn the challenges of the current scenario into opportunities.

More about UniCredit Group
Person mit roten Kopfhörern filmt mit professioneller Videokamera auf Stativ vor unscharfem Hintergrund.

Press & Media

Learn about our latest news and initiatives and refer to our Annual Integrated Report.
Person betrachtet Finanzdiagramme auf Monitoren und analysiert ein Datenblatt mit Tabellen und Grafiken am Schreibtisch.

Investor Relations

At UniCredit we communicate clearly with investors, ratings agencies and financial analysts.
Person im Anzug steigt im städtischen Raum auf Fahrrad mit rotem Lenker vor spiralförmigem Fahrradständer.

Sustainability

We judge our performance by more than financial results – the way we develop and provide a solution is as important as the solution itself.
Learn more about UniCreditGroup Sustainability.
Person mit weißem Haar hält eine Tasse und lächelt, im Hintergrund Bücherregale mit Büchern, Pflanzen und einer Schaufensterpuppe.

Culture & Society

HypoVereinsbank sees itself as part of our society and is sustainably committed to the regions in which it operates – for music, the fine arts and social issues.
Hand hält einen transparenten Kartenkompass vor eine grüne Hügellandschaft mit blauem Himmel und wenigen kleinen Wolken.

Compliance

Compliance Principles and our Code of Conduct.
Große Glasfassade mit rundem UniCredit-Logo in der Mitte, reflektierende Struktur mit Licht- und Schattenmuster auf den Fenstern sichtbar.

Governance

As a pan-European bank, we aim for best-in-class corporate governance.
Learn more about UniCredit Group Governance.

Please note

These English language versions have been prepared for the purpose of assisting our English-speaking consumer clients with permanent residence in Germany and our English-speaking corporate clients (together referred to as “customers”, each client individually a “customer”).

 

If the English language version is marked as non-binding and for convenience only, the translation is provided for the customer’s convenience only and shall not be binding in any respect.

If the English language version is the only binding version, the contract language for the duration of the contractual relationship shall be English. This applies even where the language used for communication or negotiation differs from the contract language.

 

If the respective version is provided in both German and English, the German language version shall be binding and the contract language shall be German, unless otherwise contractually agreed.

 

January 2026